Medicare Insurance
Find the Right Coverage for Your Needs
Helping You Navigate Medicare with Confidence
Medicare is an important part of your healthcare journey, but understanding your options can feel overwhelming. We’re here to guide you through the process, answer your questions, and help you find a plan that fits your healthcare needs and budget.
Understanding Medicare
Medicare is a federal health insurance program for: ✔ People aged 65 and older ✔ Certain individuals under 65 with disabilities ✔ Those with End-Stage Renal Disease (ESRD) or ALS Medicare is divided into different parts, each covering specific healthcare services:
Original Medicare (Part A & B):
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Part A (Hospital Insurance) covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care.
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Part B (Medical Insurance) covers doctor visits, outpatient care, preventive services, and medical supplies.
Medicare Advantage (Part C):
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Offered by private insurance companies approved by Medicare.
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Combines Part A and Part B coverage, often with additional health and wellness benefits, and often prescription drug coverage.
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May have different costs and provider networks than Original Medicare.
Medicare Prescription Drug Plan (Part D):
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Helps cover the cost of prescription drugs.
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Available as a standalone plan for those with Original Medicare or included in many Medicare Advantage plans.
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Each plan has a formulary (list of covered drugs) and may have different costs.
Medicare Supplement Plan (Medigap):
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Private insurance that helps pay for out-of-pocket costs not covered by Original Medicare, such as deductibles, copayments, and coinsurance.
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Does not cover prescription drugs—Part D is needed separately.
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Works alongside Original Medicare but cannot be combined with Medicare Advantage.
Insurance Brokers Who Works for You
Choosing a Medicare plan is a big decision. Our licensed agents provide unbiased education and plan comparisons to help you make an informed choice.
Easy Side-by-Side Plan Comparisons
Maximizing Medicare Plan Benefits
Medicare Concierge Service
Smile insurance group, inc.
Insurance Brokers Who Works for You
Choosing a Medicare plan is a big decision. Our licensed agents provide unbiased education and plan comparisons to help you make an informed choice.
Easy Side-by-Side Plan Comparisons
Our agents will go through different plans side-by-side with you so you don't have to do it alone
Maximizing Medicare Plan Benefits
We will teach and guide you on how to use your plan benefits and remind you about benefits you may not know are on your plan.
Medicare Concierge Service
Not only are we dedicated to helping you find the right plan but we also are your go to Medicare Concierge when you need help with coverage, billing, prior authorization, or prescription.
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