2026 Medicare Checklist: 7 Costly Mistakes People Make When Choosing Coverage (And How to Avoid Them)

Free, plain-English checklist to help you avoid overpaying, losing doctors, or getting surprise bills.

By providing your phone, you will be contacted by a licensed sales agent. We’ll only use your phone number to help with your Medicare questions. No robocalls. No call centers.

Inside this free checklist, you'll see:

How to quickly check if your doctors and hospitals take the plan you’re considering, so you don’t lose a trusted provider by accident.
A simple way to review your medications before you switch, so you’re not surprised by higher drug costs.
How to tell if a plan’s “extra benefits” are really worth it, or just a distraction from higher medical costs.
The key differences between Medigap, PPO, and HMO networks, explained in plain English.
A short yearly checklist to review changes to your plan so you can catch surprises before they hit your wallet.

By engaging with this survey, you agree to the collection and processing of information as described in our Privacy Policy and Notice at Collection. The agency and agents are licensed insurance agent contracted by a Medicare health plan or prescription drug plan and is not affiliated with the Federal Government. The agent may be compensated based on enrollment in a plan. Not affiliated with the U.S. government or federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov. or 1-800-MEDICARE to get information on all of your options.